The information on this
website provides only a summary of the plans available and is not a
contract. The Membership Agreement provided to you when you enroll in
one of our plans provides all the terms and conditions of the plan.
These plans are NOT health insurance. If you currently have health
insurance, be aware that canceling that insurance might make it
difficult to later obtain health insurance, especially if an illness
occurs during the period of time you are not covered by a health
insurance policy. We suggest that you consult your insurance agent or
company benefits administrator before canceling any health insurance.
We reserve the right to change components of the plans due to unforeseen circumstances beyond our control.
The Accidental Medical Expense and Accidental Death and Dismemberment
insurance is subject to the master group policy issued to CHBA.
CHBA is a marketing organization operating under the authority of
Vantage America Solutions, Inc. that is licensed and/or registered
where required by law as a provider of discounts for medical services.
Disclosures
- The discount medical card program is NOT health insurance.
- This plan provides discounts at certain health care providers for medical services.
- This plan does not make payments directly to the providers of medical service.
- The plan member is obligated to pay for all health care
services but will receive a discount from those health care providers
who have contracted with Vantage America Solutions, Inc., a discount
medical plan organization.
Pricing and Refund Disclosure:
The initial monthly fee and one-time processing fee are NOT refundable
unless governed otherwise by the consumer's resident state law.
The plan is not available in all states.
NOTE TO UTAH RESIDENTS:
a. This program is not protected by the Utah Life and Health Guaranty Association.
b. This program and the program administrators have no liability for
providing or guaranteeing service nor any liability for the quality of
service rendered.
NOTE TO FLORIDA RESIDENTS:
Benefit package administered and managed by:
Vantage America Solutions, Inc.
1275 Milwaukee Ave
Glenview, IL 60025
ATTENTION MARYLAND RESIDENTS
Some discounts under the Physician and Hospital Referral Plan benefit
are not applicable in Maryland. Discounts are not available for all
In-Patient Procedures and certain Out-Patient Procedures under Maryland
law. Out-Patient Procedures at network hospitals such as laboratory and
diagnostics services are eligible for the discount.
This discount plan is not "A Medicare Prescription Drug Plan"
- Membership in the discount drug plan entitles members to discounts
for certain pharmaceutical supplies, prescription drugs, or medical
equipment and supplies offered by providers who have agreed to
participate in the discount drug plan.
- The discount drug plan organization does not pay providers of
pharmaceutical supplies, prescription drugs, and medical equipment and
supplies provided to plan members.
- The discount drug plan member is required to pay for all pharmaceutical supplies
Note to Texas Residents:
A. "Note to Texas Consumers: Regulated by the Texas department of
Licensing and Regulation. P.O. Box 12157, Austin, Texas, 78711:
telephone 1-800-803-9202 or (512) 463-6599: website
www.license.state.tx.us/complaints